Whether posting positions while posing as a legitimate businesses or sending emails inviting students to apply for online work, inevitably money-wiring scammers request “applicants” to deposit a check into their accounts and wire money back (less a small fee for your payment).
The perpetrators of these scams can be very hard to distinguish at the outset, often taking over the identity of a legitimate business. Sometimes the only clue that the employer is a scam artist is at the time they make the request. And it's not just a matter of being duped—these scams can have long-term effects on your credit rating.
Here’s what to do if you come across this scam:
- If you receive a check, DO NOT CASH IT. A legitimate employer will NEVER have a reason to have you cash a check and send them money. This request is always a scam.
- If you do deposit the check in your account, alert your bank immediately.
- Report the scam. Let CES know of any employer you experience who uses this tactic, but also be aware that this kind of scam exists in many kinds of interactions, like selling items through Craig’s List.
For more information, see the Federal Trade Commission’s Using Money Transfer Services information page