Julian spent a year teaching English abroad, followed by two years of graduate school, and then found himself working for Cantor Commercial Real Estate ("CCRE"), where he helped to originate, underwrite, and transaction-manage commercial real estate loans.This led to his current position with Standard and Poor's ("S&P") ratings division. At S&P, Julian helps issue ratings for CMBS and Freddie Mac bonds, as well as other securitized products. He notes, "It was through studying philosophy that I learned how to make a cogent, well-supported arguments. The methodology and tools that have been employed to answer some of humankind's most intractable questions work just as well (if not better) at everyday tasks like pitching a deals to credit committee, showing how a loan's structure adequately accounts for market risk, or convincing an investor that a property has upside potential."