Life & Disability Benefits

Basic and Voluntary Life and Accidental Death & Dismemberment (AD&D) Insurance

For faculty members and staff members in regular positions scheduled to work at least half-time, 1,040 hours per year, the university provides $25,000 in basic life insurance and $25,000 in basic accidental death and dismemberment (AD&D) insurance on the date you become eligible for the flexible benefits plan.

In addition to the basic coverage provided by the university, faculty members and staff members in regular positions scheduled to work at least half-time, 1,040 hours per year are eligible to purchase voluntary life and AD&D coverage via payroll deduction. For more information, please refer to the link below.

Group Life and AD&D Booklet

Short-Term Disability Insurance

Faculty members and staff members in regular positions scheduled to work at least half-time, 1,040 hours per year, are eligible to purchase short-term disability insurance when they are eligible for participation on the flexible benefits plan, without answering any medical question or providing evidence of insurability.  Individuals that choose to elect short-term disability coverage after their original eligibility date (during an annual open enrollment period) will need to satisfy underwriting requirements and the carrier will determine if coverage will be granted.  Short-term disability premiums are deducted on an after-tax basis and may be discontinued at any time by submitting a written request to Human Resources.  Requests to end coverage will go into effect the first of the month following Human Resources' receipt of request to cancel. For more information, please refer to the link below.

Short-Term Disability Booklet

Short-Term Disability Claim Form

Long-Term Disability Insurance

Faculty members and staff members in regular positions scheduled to work at least three-quarter-time, 1,560 hours per year, begin participation in the long-term disability (LTD) insurance program after 12 month of continuous employment or immediately with documentation of prior coverage under a comparable group LTD plan within three months before employment with Puget Sound.

The university pays the full premium for your LTD insurance. In the event of long-term total or partial disability, the plan pays you a monthly income benefits equal to 60 percent of your base monthly salary up to a maximum monthly benefit of $15,000. Benefits commence on the first of the month following six consecutive months of documented total or partial disability. The plan also includes a retirement premium waiver benefit which continues contributions to your retirement plan during the period of disability. For more information, please refer to the link below.

Long-Term Disability Booklet

Long-Term Disability Claim Form